Monday, June 16, 2025

Key Terms to Consider When Reviewing a Loan/Financing Agreement

When reviewing a loan agreement, it’s essential to pay close attention to key terms that define the rights, obligations, and risks for both the lender and the borrower. Here are the key terms to consider:


1. Loan Amount and Disbursement Terms

  • Clearly state the principal amount being lent.
  • Check how and when the loan funds will be disbursed.
  • Look out for conditions precedent (e.g., documents to be provided before disbursement).

2. Interest Rate and Fees

  • Confirm the interest rate type: fixed, floating, or variable.
  • Watch for additional fees: arrangement fees, commitment fees, late payment penalties, etc.
  • Understand how interest is calculated (e.g., daily, monthly, annually).

3. Repayment Terms

  • Review the repayment schedule: periodic payments, bullet payments, grace periods, etc.
  • Check if early repayment is allowed and whether any prepayment penalties apply.
  • Understand the currency and method of repayment.

4. Security/Collateral

  • Identify whether the loan is secured or unsecured.
  • If secured, confirm the nature of the collateral (real estate, movable assets, shares, etc.).
  • Check for any charges, liens, or rights over the assets provided as security.

5. Covenants

  • Positive covenants: Obligations the borrower agrees to do (e.g., maintain insurance).
  • Negative covenants: Restrictions (e.g., no additional borrowing, no asset disposal).
  • Failure to comply can trigger a default.

6. Events of Default

  • Clearly understand what constitutes a default (e.g., missed payments, insolvency).
  • Review the grace period, if any, before a default is enforced.
  • Know the lender’s remedies in case of default (e.g., demand immediate repayment, enforce security).

7. Governing Law and Jurisdiction

  • Confirm the legal system governing the agreement.
  • Determine where disputes will be resolved (e.g., courts or arbitration, and which location).

8. Representations and Warranties

  • Statements made by the borrower regarding their legal capacity, financial condition, and ownership of collateral.
  • Inaccuracies can give the lender grounds to terminate or call in the loan.

For inquiries or consultation reach out to our team of advocates by leaving your details vide the "Comment"section Tab herein. 

 

Tuesday, June 3, 2025

Can Foreigners Buy Land in Kenya?

In Kenya, foreigners can own land, but under a leasehold system, not freehold, with a maximum duration of 99 years. They cannot own agricultural land directly, except through a Kenyan-incorporated company and with approval from the Land Control Board.

Kenya’s land ownership laws come from the Constitution of Kenya (2010), the Land Act (2012), and other statutes, such as the Land Registration Act (2012). These laws regulate land tenure and transactions, including those involving foreigners.

Foreigners can buy land in Kenya, but they face specific restrictions. Article 65 of the Constitution limits foreign ownership to leasehold land for up to 99 years. Foreigners cannot own freehold land, but they may lease land for extended periods. 

  • Leasehold Tenure:

Foreigners can hold land on a leasehold basis, which means they have the right to use the land for a set period (up to 99 years) and pay rent to the landowner (the lessor). 

  • No Freehold Ownership:

Foreigners cannot own land outright, meaning they don't have the absolute right to own the land for perpetuity. 

  • Agricultural Land Restrictions:

Foreigners are generally barred from directly owning agricultural land, unless they do so through a Kenyan-incorporated company. This means a foreign individual or company would need to be registered in Kenya as a company to own agricultural land, and the transaction would still require approval from the Land Control Board. 

  • Leasehold Limits:

The maximum lease term for foreign ownership is 99 years, and the lease is renewable for a similar term, with the lessor having first priority. 

  • Land Ownership Limits:

There are limitations on how much land a foreigner can own, including a limit of 100 acres outside of Special Economic Zones (SEZs). 

  • Need for Approval:

Foreign land acquisitions require approval from the National Land Commission (NLC), ensuring compliance with Kenyan laws. 

  • Land Use Regulations:

Foreigners must ensure their land use aligns with local zoning regulations and obtain any necessary permits for specific uses. 


 

Friday, May 23, 2025

The process of acquisition of title deed from inherited unregistered/unallocated land

 What is a Confirmation of Grant?

A confirmation of grant is a legal document issued by the court in a succession process, confirming who the legal heirs of a deceased person's estate are.

It authorizes the distribution of the estate, including land, to the rightful beneficiaries.

After the succession process, and if the land has no title deed, the following steps should be taken:

1️⃣ Conduct a Land Search at the Lands Registry

Check whether the land is registered under any previous system (e.g., Green Card, Registry Index Map [RIM], or Land Reference Number [LRN]).

If no records exist, the land may still be under customary ownership
 or an old land allocation system.

2️⃣ Seek Surveyor Assistance to Establish Boundaries

A survey must be done to officially map the land and assign it a proper reference for registration.

The local land control board or adjudication office may assist in cases of ancestral or community land.

3️⃣ Apply for a Title Deed Through Adjudication or Registration
If the land was never formally registered, the heirs named in the confirmation of grant must apply to have the land registered under their names.

This can be done through the Ministry of Lands or County Land Boards.

4️⃣ Transfer of Land to Beneficiaries

Once the land is officially registered, the heirs named in the confirmation of grant can apply for title deeds under their names.
If they wish to sell, the title must first be processed before any transaction can be completed.

🚨 Risks of Buying Land Based Only on a Confirmation of Grant

🔴 No proof of land ownership – Without a title, verification becomes difficult.

🔴 Land disputes – Other family members may contest the inheritance, leading to court battles.

🔴 Government reclamation – If the land is unregistered, it may be classified as public land.

🔴 Difficulty in obtaining financing – Banks require a title deed for loans or land transfers.

📌 Final Advice

DO NOT buy land only based on a confirmation of grant without ensuring the title deed process has been completed.

If you are inheriting the land, make sure you follow due process to register the land and get a title deed before making any transactions.

Credits: NS 

Friday, May 16, 2025

Legal Review: How is an intestate estate distributed in cases where the deceased had no spouse(s) or children?

Section 39 of the Act provides that where the deceased is neither survived by a spouse nor children, his/her net intestate estate will devolve upon his/her blood relatives in the following order: father, or if dead; mother, or if dead; siblings and any of their children in equal shares, or if dead; half-siblings and any of their children in equal shares, or if none; any other relatives up to the sixth degree of consanguinity.

It is important to note, however, that section 39 of the Act is among the provisions that were recently declared unconstitutional in the case of Ripples International v Attorney General & another; FIDA (Interested Party) (Constitutional Petition E017 of 2021) [2022] KEHC 13210 (KLR) (29 September 2022) (Judgment) for being discriminatory on the basis of gender.

Sunday, May 11, 2025

The process of Creating of a Sectional development


  • A sectional plan describing two or more units is prepared by a surveyor from a building plan approved by the county government. This could be a private surveyor. In preparing the sectional plan, the surveyor will require a land search, construction permit and the floor plans. Further, the physical structures must have been erected on the land.
  • The application for registration of the sectional plan is lodged at the land registry for registration. The Registry Index Map will be amended upon registration.
  • The application to register a sectional plan is accompanied by an application to incorporate a management corporation. The management corporation consists of the unit owners. A certificate of registration of the management corporation will be issued to the applicant.
  • Once the sectional plan is registered, the land registrar is required to submit the registered plan to the county government for apportionment of rates within 21 days.

Legal Review: The Sectional Properties Act 2020 ("Act") & Its benefits

The Sectional Properties Act 2020 ("Act") was enacted in 2020 to align with the provisions of the Constitution of Kenya, 2010 and the land laws enacted in 2012. Subsequently, the Cabinet Secretary for the Ministry of Lands and Physical Planning gazetted the Sectional Properties Regulations ("Regulations") on 16 November 2021. Please read the frequently asked questions (FAQs) on the Act and the Regulations below.

What is the purpose of the Sectional Properties Act, 2020 (Act) and Sectional Properties Regulations, 2021 (Regulations)?
The Act provides for the division of buildings into units to be owned by individual proprietors and common property to be owned by proprietors of the units as tenants in common and to provide for the use and management of the units and common property.

The Regulations operationalise the Act and outline the procedure for registration of sectional plans and conversion of long-term leases registered under the Land Registration Act, no. 3 of 2012 (LRA) to sectional titles, among others.

Benefits of the sectional regime of ownership:
It simplifies sale transactions since individual sectional titles can be transferred in the typical way that land is transferred. Lengthy lease documents will no longer be required.
Purchase of sectional units is less costly since the Purchaser will not be responsible for the Vendor’s Advocates legal fees, unless otherwise agreed. They will also not be required to incur costs for transfer of reversionary interest.
Administrative challenges surrounding transfer of reversionary interest and issuance of share certificates are eliminated.
Land rates/rent to be paid per unit thus enhancing revenue collection.
The sectional regime increases access to financing. By simplifying the process of obtaining title documents for the units, unit owners can easily secure financing by charging the units in favour of the lenders.
It offers better protection to the unit owners. Sectional developments are regulated by the comprehensive provisions of the Act and the by-laws of the management corporation. The rules also prescribe disclosure requirements which enable purchasers to be informed of the status of the development including any existing encumbrances when purchasing a sectional unit.
It promotes vertical development on land & therefore optimizes the use of the limited land resources in Kenya. This increases the number of units available for homeowners. It is, therefore, good for high population density areas.

Doing a land search

A land search will reveal the following;

The current registered owner(s) of a property and the duration of their ownership.
The current encumbrance(s) against the title deed, like bank loans, court judgements or “cautions” by any interested parties.
Fill in the Search Application form and submit it to the relevant registrar of lands office, together with

A copy of the title deed (preferably a certified copy) to the prospective property.
A copy of your ID.
A copy of your KRA PIN certificate.
Once processed, the registry will issue you the search report, detailing the status of the title in question.

If unable to conduct the land search yourself, hire a licensed advocate of the High Court of Kenya. Be sure to confirm the validity of their current practise license with the Law Society of Kenya, as each advocate must make annual renewals of their license to practice law within the Republic of Kenya.

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Monday, May 5, 2025

The Divorce process Explained (A Complete Guide to Filing & Documents Required)

A suit for dissolution or annulment of a marriage is commenced by filing a petition. The petition can be drafted by an individual (if they do not have the finances to procure an advocate’s services) or a procured advocate. The subsequent sections outline the divorce process in Kenya.

Drafting and Filing a Divorce Petition
It is the first step of dissolving a marriage, where a disgruntled spouse petition to the family court to have the marriage with their spouse terminated on either ground of desertion, adultery, cruelty, or irretrievably breakdown.


The petition should provide details such as: –

  • the names of the parties;
  • the date and the place of the marriage;
  • the address of the parties involved;
  • any living child(ren) of the marriage with their birth dates;
  • details of any previous proceedings regarding the marriage, providing the dates of such proceedings and the applicable decrees/ outcomes.
  • the alleged matrimonial offence, or other grounds on which the relief is sought, setting out with sufficient particularity in separate paragraphs the individual facts relied on, other than the evidence by which they are proved;
  • the reliefs sought from the court, which may include; –
  • the dissolution/annulment of marriage;
  • prayers of nay costs sought;
  • restraining orders where a spouse is molesting another; and
  • restitution of conjugal rights; among other reliefs. N.B Issues of custody and maintenance of children are dealt with by the Children’s court subject to the provisions of the Children Act, 2022.

 

The petition should be signed by the petitioner and, in case of a minor or a person of mental unsoundness, a next of kin.
Documents that accompany a divorce petition:

  • A marriage petition must be accompanied by the following documents; –
  • A verifying Affidavit: It verifies that the petitioner has material knowledge of the facts deponed and the honesty/veracity of the deponed facts.
  • A copy of the certificate of marriage
  • A list of witnesses if any
  • A list of documents e.g., birth certificates of the children, and reconciliation certificate.
  • Written witness(es) statements.

Where a petitioner seeks ancillary reliefs from the court, they can file a notice of motion at any stage of the proceedings. Once the divorce petition and the accompanying documents have been filed in the court, the court signs a notice to appear.

Notice to Appear
A notice to appear is served upon the respondents, informing them that a divorce petition has been filed and they need to enter an appearance either on themselves or through an advocate within fourteen (14) days.
The notice should be accompanied by the petition or any other ancillary application.
Once the petitioner or their advocate serves the respondent, they should file an affidavit of service as proof of the service.
Respondent’s Response and Cross-petition
After the respondent is served and enters an appearance, they should file a response to the petition within fifteen (15) days.
The response beyond denying the facts given in the petition should contain the statements of facts relied on their denial.
A response should be accompanied by; –
A verifying affidavit verifying that the matters deponed are within respondent’s knowledge and the veracity of the deponed facts;
A list of witnesses if any;
Witnesses’ statements if any; and,
A list of any relied documents.
A respondent’s response may also contain cross-petition that should include all the elements listed of a petition.
The response and the cross-petition should be served upon the petitioner or their advocate.
Certificate of Compliance
After the close of the pleadings (where both parties have filed all their documents) the petitioner may apply for a certificate of compliance, previously referred as a registrar certificate.
The certificate of compliance merely verifies that all pleadings, service, witnesses’ statements etc., have been duly acted upon and the petition is ready for hearing.
An application for the certificate of compliance is done via a notice of motion supported by a sworn supporting statement.
Setting the petition for hearing.
Where a certificate of compliance has been issued, the matter proceeds to the most critical part, which is the hearing.
During the hearing, the petitioner or their advocate adduces evidence of the irretrievably broken marriage and the fact that there is nothing to salvage.
The respondent will also have an opportunity to support their response and/or cross-petition.
After the hearing, the court schedule the judgment date/ decree
Decree Nisi
The court on being compelled that the marriage has irretrievably broken and there is no way the parties can be expected to live together, issues a decree nisi.
A decree nisi does not dissolve that marriage but merely acknowledges the broken nature of the marriage and accords an opportunity to the parties to examine if they truly want to dissolve the marriage.
Decree Absolute
After the expiry of 4-6 weeks, the court, upon application and payment of the relevant fees, issue the decree absolute.
A decree absolute fully dissolves the marriage between the parties, and they are deemed to have never married.
Only after the decree absolute is granted can the parties remarry.
The Magistrate, on issuing a decree absolute, should send a certified copy to the Registrar, who insert the nature of the proceedings, the date on which the marriage was dissolved and the date on which the decree absolute was issued into the marriage register.
A party dissatisfied with the Magistrate’s decision regarding the divorce petition appeals to the High Court within 30 days of such order. An appeal to the High Court, unless the court otherwise orders on application by the appellant, act as a stay of such order or decision.
 

Conclusion
In conclusion, it is important to point out that the current round of amendments to the Marriage Act, as presented under the Kenya Marriage Amendment Bill, 2023, may lead to drastic changes in marriage and divorce legislation. Explore the new information with respect to divorce procedures in Kenya in our Family law blog section

Wednesday, April 23, 2025

Breach and Enforcement of Verbal/Oral Contracts in Kenya

One can claim dues or compensation from a verbal agreement in Kenya, as long as the agreement is proven and the terms are enforceable. Verbal contracts, also known as oral contracts, are legally binding in Kenya. 

Proving a verbal contract:
Verbal/Oral contracts can be proved by extraneous evidence e.g., conduct, exchange of invoices and receipts, bank transfers, WhatsApp communication, email correspondence etc.

To prove a verbal agreement, one can use evidence like witness testimonies, conduct of the parties, and other relevant documents.


Key points to note for Verbal contracts:
Legally Binding: Verbal agreements are legally enforceable in Kenya. 


Proof is Crucial: Establishing the existence and terms of the verbal agreement is essential. 


Evidence Matters: You can use various forms of evidence to prove the agreement, such as witness testimonies, conduct of the parties, and relevant documentation. 


Enforcement: If a party breaches a verbal agreement, the other party can seek legal remedies, including compensation or specific performance. 


Specific Performance: In certain cases, the court may order the breaching party to fulfill the terms of the agreement (specific performance) instead of awarding damages. 


Consideration: For a contract to be valid, there must be consideration, which is something of value exchanged between the parties.

How to prosecute/claim:
1. Gather Evidence:
Collect any evidence that supports the existence and terms of the verbal agreement.
2. Consult a Lawyer:
Seek legal advice from a qualified advocate to understand your rights and options.
3. File a Claim:
If you believe there has been a breach, you can file a claim in court, seeking appropriate relief.
4. Present Your Case:
 

Court process:

In court, you will need to present evidence to prove your claim and the breach of the verbal agreement. 


Examples of Evidence:
Witness testimonies from people who were present when the agreement was made.
Conduct of the parties, such as actions that show they understood and intended to be bound by the agreement.
Correspondence, such as emails, texts, or WhatsApp messages that refer to the agreement.
Bank transfers or invoices that relate to the agreement.
Any other relevant documents or records. 

 

Remedies for breach of contracts:
Include: Damages, Rescission, Specific Performance, Restitution.
 

'Specific performance’ of a contract
This is a limited remedy granted by courts where damages alone would not be adequate compensation for a breach of contract; and the court therefore orders that the contract be performed by the party in breach.

What is a plaint for breach of contract?
A plaint sets out the facts of the breach to be litigated upon in court and the remedies sought; and it is filed alongside witness statements and accompanying annexures.

Breach of contract example of case laws:


1. Kenya Industrial Estates Ltd v Lee Enterprises Ltd NRB CA Civil Appeal No. 54 of 2004 [2009]eKLR on general damages


2. Bid Insurance Brokers Limited v British United Provident Fund [2016] eKLR on oral contracts.

What constitutes frustration of  a contract?
Frustration of a contract discharges the obligation of a party to perform a contract when there is a supervening event that amounts to a frustration under law. E.g., if there is an employment contract to be performed in Kenya by a foreigner and the foreigner fails to obtain a work permit from the Kenyan government, then that contract is frustrated by a supervening event outside the control of the parties discharging them from the contract.

Are illegal contracts enforceable?
Courts will not enforce a contract arising out of a transaction which is illegal. For instance, a contract between parties that is used to facilitate money laundering; or an agreement to share proceeds of corruption between parties etc.

Important Note: 

While verbal agreements are legally binding, they can be more difficult to prove than written contracts. It's always advisable to document your agreements in writing whenever possible.

Wednesday, April 16, 2025

GENDER EQUALITY IN KENYA (two-third rule)

Introduction
It is sufficient to note that the Kenyan legal framework borrows from the tradition of the British legal system. Kenya's legal system is described as following the common law tradition of its previous colonial master, Great Britain. This is seen in case law development, which is a crucial factor of the common law system.
Despite this fact, the constitutional law that developed in Kenya hails from the British concept of parliamentary supremacy. That principle denotes Parliament as the supreme legal authority in the UK that creates or abolishes any law. Pursuant to that, it forbids any Parliament from passing laws that cannot be overruled by subsequent Parliaments.
Gender equality is ideally understood to imply the situation where both genders are accorded equal representations in all spheres of life including political representation. Gender equality is seen as a vision that cuts across human rights and social justice and one that requires concerted efforts from all to achieve. The effect of this is that the foregoing principles and values should inform of any development deliberations and move towards achievement of the gender equality in Kenya.
The legal structure of Kenya upholds constitutional supremacy. It, therefore, implies that all laws should adhere to the constitutional provisions so as to be deemed valid. Borrowing a leaf from Hans Kelsen's ‘Pure Theory of Law', the Constitution of Kenya forms the grund norm and/or supreme law from which all other norms find their validity. The Bill of Rights forms the yardstick from which all other laws are qualified and declared to be valid and or constitutional. This chapter analyses the regional and international legal framework in light of the Constitution and the validity of other Kenyan legislation touching on the gender equality.
National Legal framework
The Constitution of Kenya, 2010
The Constitution which is one of the progressive statutes in Kenya it has been hailed as a major landmark in the quest for gender equality. It has very expansive provisions on equality and non-discrimination through the Bill of rights and is endowed with provisions that deal with women’s rights to land, inheritance, and equal marriage rights, among others. It is a dream that has come true for many Kenyans as it reflects great popular expectations of the people to engineer massive changes in the social, political and legal realms of life.
The Constitution presents a strong commitment to ensuring non-discrimination and equality is upheld, and both are invoked as values or interpretative principles at a number of points. The provisions on human rights, gender equality, and inclusiveness have earned the constitution of Kenya, 2010 international recognition ranking it the best worldwide. The constitution enshrines various entitlements for women which are geared towards gender equality as it aims to resolve the historical past practices and patterns of social exclusion of women from mainstream society and establishes a different narrative of state-society relations.
The Constitution Provides for the right to equality and freedom from discrimination under Article 27. The same provision substantially expounds the list of protected grounds and the aspects covered in non-discrimination differently from how the previous constitution presented them. Part three of the Bill of Rights supplements it through its articles which provide for rights which apply to particular groups. Furthermore, the general permission for positive action and a number of specified requirements for the same on particular grounds have been introduced by the Constitution.
The preamble to the Constitution further lists equality as among the core six essential values upon which government should be based. Article 10 is given legal force as an expression of principal and which includes human dignity, equity, social justice, inclusiveness, equality, non-discrimination and the protection of the marginalized in terms of the principles of governance and national values which are adapted to interpret the Constitution and other laws, and in making or implementing policy decisions. Article 20(4)(a) further emphasizes by listing equality and equity as values to be promoted in interpreting Bill of Rights(Chapter four) and Article 21(3) which creates a duty on state actors to cater the needs that are associated to the “vulnerable groups” in society including women. Chapter Four (containing the Bill of Rights) stipulates that each individual is entitled to thee right and fundamental freedoms in the Bills of Rights, and that everyone is eligible to enjoy them in the greatest extent consistent with the nature of the right or fundamental freedom’.
Kiwinda Mbondenyi and Osogo Ambani, in their book titled The New Constitutional Law of Kenya, acclaim the constitution as having a near-exhaustive Bill of Rights which includes the three generations of rights including political, socio-economic and cultural rights and the so-called group rights.
Article 27 provides for equality and non-discrimination as per the Bill of Rights and in the realm of gender equality, the subsections address all aspects of equality. The 2010 Constitution also unequivocally and unambiguously provides for equality of subjects of law and stipulates that every person is entitled to equality before the law and are at the same time entitled to equal protection and benefit of the law. It further elaborates that ‘equality incorporates the fullness and equality in the enjoyment of all rights and fundamental freedoms’ and that ‘women and men have the right to be treated equally’ and enjoy equal opportunities in all spheres’.
This call to equality is further buttressed by the exhortation of the State and other persons and it is expected of them not to directly or indirectly discriminate against any person on any ground. The listing of objectionable grounds on which discrimination may not be based is wide.’ The Constitution additionally provides that to ensure the realization of the rights guaranteed, legislative and other measures such as affirmative action programmes and policies ‘designed to do a cover up of any detriment suffered by individuals or groups because of past discrimination’ shall be undertaken by the State. It is, therefore, particularly the presumption that Article 27(6) avails a duty to affirmative action, as Article 260 defined noting it includes the measure which is designed at overcoming any inequity or systematic denial or any form of infringement of a fundamental right or freedom.
In addition, Article 56 further provides for the protection of minorities and the marginalized groups and a category which encompasses all people prone to discrimination. The minority is not however defined by the Constitution, however, Article 260 categorizes them as the marginalized group since they are all disadvantaged and prone to discrimination on various grounds that are presented by Article 27(4). In terms of political representation, the Constitution stipulates that the composition of elective bodies should not be same gender occupying more than two-thirds of the total. These provisions are facilitative towards ensuring an equal society.
The Constitution in line with the obligations mandated by CEDAW introduced guarantees which ensure an increase in the representation of women in leadership positions. Subsection 8 of Article 27 of the Constitution expects the states to ensure equality by ensuring that members belonging to elective bodies of the same gender should not exceed two-thirds of the total representation. Separate provisions create reserved places for women in the Senate, County Assemblies and National Assembly.
With regard to Article 27(8) parties can adopt quotas aimed at creating a targeted number of female candidates for elections. This was delivered by Article 177(1) (b) and (c) of the 2010 Constitution, which included in the composition of county assemblies to ensure equal representation. However, no similar provision was included for Parliament, both the National Assembly and Senate.
Article 90 (1), 97 (1) (c) and 98 (1) (b), (c) and (d, 177 (1) (b) and (c) are all aimed at ensuring the inclusion in the lists of women and other marginalized group enhance achievement of the two-thirds gender rule and the requirement of inclusion set out by the Cosntitution. These provisions should have a significant positive effect on women’s representation and role in the decision-making process at all levels of government.
The implementation of the equality and the non-discrimination imperatives presented by Article 27(8) of the 2010 Constitution requires confrontation of the patriarchal structures and other barriers that are in the way of women seeking to enter the political arena. Articles 97 and 98 that touches on membership of the Senate and National Assembly excluded facilitative provisions that would have made the realization of gender equality more direct. The lack of a framework which ensures gender equality in representation in Parliament flowed seamlessly placed potential women contestants at the mercy of party barons, a realm where very few women are significant players.
The creation of two levels of governance both at the counties and the national level through devolution of power and the creation of a two-chamber parliament provides more avenues for increased women representation in political domains. More women can now vie for seats in the county assembly as ward representatives or become appointed to fill the special member seats to ensure that the two-thirds gender rule is observed in compliance with the principles of devolved government.
Article 27(7) places a caveat to the measures taken to ensure full effect to the right to equality and non-discrimination as a way of redressing past discrimination and qualifies such measures to be based on genuine need. This provision creates some gaps and leeway for denial of such measures to some groups if they are not able to demonstrate such genuine need as the courts would now be determinants of standard of proof.
Additionally, gender equality features prominently in Articles 14 and 15 which provide for equal rights for both genders during marriage and at its dissolution. It further provides for equality between both parents and spouses in the acquisition of citizenship through birth and marriage and finally, the need to eliminate gender discrimination in custom, law and practices which relate to land.
Significantly, the supremacy of the Constitution as is empowered by Article 2, with emphasis on the supremacy over customary law, extends the right to non-discrimination to apply to a range of areas of law which affect women, including those governing personal and family relationships and property rights.
The Convention on the Elimination of All Forms of Discrimination against Women (CEDAW)
The Convention was adopted in 1979 by UNGA and it is often regarded as the international Bill of Rights for women of the Women’s Convention. The Convention entered into force on 3rd September 1981, in accordance with its Article 27(1). Kenya ratified with reservation the CEDAW in March 1988.
The Convention notes in its Preamble that the obstacle to women participation is by discrimination which violates the principle of equality of rights and a factor which hampers the growth of the society and which limits the potential of women in the country. The Convention gives a definition of what qualifies as discrimination against women in Article 1.
In Article 2, it further requires state parties, including Kenya, commits themselves to undertake to do away with discrimination against women and to uphold equality of both genders in their national constitution and ensuring the realization of this principle of equality through their constitution and other policies which can be implemented if they are not yet. Kenya through its Article 27 of the Constitution has since incorporated the right to equality and non-discrimination.
The Convention thus advocates for the participation of both genders in an equal manner in the political, social, economic and cultural life of their countries. The Convention arguably through its provisions avails the basis for realizing equity through ensuring equal access to equal opportunities in all aspects be it election, health and even employment. To this end, Kenya has performed impressively as far as framework laws are concerned, considering that the principles of non-discrimination, social equity, and equality, amongst others, which the Constitution features.
On the other hand, Article 5 of the Convention expects of state parties to come up with measures that modify social and cultural patterns of both genders in the bid to eliminate inferiority or superiority or any forms of stereotypes on the roles played by either gender. For instance, the Committee on Elimination of Discrimination against Women, in considering the 7th periodic report by Kenya, under recommendation 17, raised concerns over the persistence of adverse cultural practices and deep-seated stereotypes regarding roles of women and men in all spheres of life in Kenya.
These practices, according to the committee promote inequality in many areas of life in perpetuating discrimination against women and are reflected in women's disadvantageous and statuses which are not equal to those of men in many aspects, for example, decision making and public life. Therefore, the Committee recommended that Kenya undertake efforts with the assistance from the civil society to educate and create awareness on non-discrimination which mainly targets both genders of the society across all leadership levels, including traditional leaders.
Secondly, the committee recommended that Kenya should use innovative measures to strengthen understanding of equality of both genders including working with the media to enhance a positive and inclusion of women that does not engage stereotypic minds. The Constitution additionally mandates States in the realization of rights guaranteed by the Constitution under Article 43 to take legislative, policy and other measures such as setting standards. What remains is to ensure that implementation is in place to ensure both genders participate in national development and especially in realizing the country’s development blueprint as presented by the Vision 2030 Goals.
The Universal Declaration of Human Rights (UDHR), 1948
The UDHR was adopted and proclaimed by the United Nations General Assembly (UNGA) in 1948, in order to foster international peace and security through recognition of universal human rights of all individuals following the massive loss of life in world war two. It stipulates that equality and dignity of equity rights should be the foundation of freedom, peace, and justice in the word.
It further emphasizes equality rights with non-discrimination of any form aimed at promoting gender equality and ensuring both genders are equally treated equally. In light of the foregoing, the 2010 Constitution upholds equality of all persons and non-discrimination on any ground as well as equal protection of the law.
It stipulates that every human being should be born with equal dignity in rights. In as much as the UDHR acknowledges that both genders are different. It further insists on the right to equality before the law and to be the non-discriminated treatment of all. It further espouses that everyone is, before the law, equal and should be treated without any discrimination. It can, therefore, be wise to conclude that the Declaration recognizes the important role of equity in ensuring that all persons are not only afforded equal opportunities but are also able to take advantage of such opportunities in a fair manner. All these provisions are reflected in Article 27 of the constitution.
The UDHR has the importance of pushing for the promotion of the rights of all persons. Additionally, it is also advocates for correction of any violation of the said rights. It, therefore, forms the benchmark against which many laws on human rights around the world are pegged. The universal acceptance of its values and principles means that every state, Kenya included, should work towards achieving the ideal world of equity and equality as it contemplates. It can also be noted that the Declaration recognizes the equal dignity of all human beings not selective whether men and women.
Arguably, this is one of the main ways of ensuring that both men and women can meaningfully pursue the aspirations of freedom, justice, and peace in the world. It backs up the constitutional provisions which state that the purpose of recognizing and protecting human rights and fundamental freedoms is to preserve the dignity of humanity and to promote social justice.
The key focus is thus on the humanity as a whole whereby efforts aim at ensuring that all persons are fully empowered to realize their potential and consequently promote national development.
The International Covenant on Economic, Social and Cultural Rights (ICESCR)
This Convention was adopted in 1966, but it entered into force in 1976. It mandates states ascribed to it to protect and promote a variety of the social, economic and cultural Rights which covers good working conditions, good living standards, good education, and health. It requires states’ parties to respect and ensure that all individuals subject to their jurisdiction enjoy all the rights included in the ICESCR, without discrimination.
ICESCR has a framework that creates gender-sensitive indicators which measure government accountability to commitments adopted by it and gauge the extent of women full participation in decision making in all spheres. Article 3 of the ICESCR promotes equal rights to both genders. The Covenant thus promotes gender equity and inclusive enjoyment of the human rights.
The Constitution of Kenya equally reflects the spirit of this Covenant as it provides for economic and social rights of all persons. It further stipulates that state parties should prioritize ensuring the fundamental freedoms and rights are enjoyed by all persons.
The Maputo Protocol (Protocol to the African Charter on Human and Peoples' Rights on the Rights of Women in Africa)
The Maputo Protocol reaffirms in its Preamble promotion of gender equality and which underlines the commitment of the African States to ensure African women fully participate equally in the development of Africa.
The Protocol also expects of state parties to combat all manners of discrimination against women by passing appropriate legislation, institutional and other measures. As such states through its policy decisions and other legislation ought to integrate in all spheres of life.

Further, by serving as a corrective measure, it obligates States to ensure modification of its social and cultural patterns of both genders aimed at eliminating toxic practices of cultures and stereotypes that exist in them. The Protocol further requires both genders to be equally treated by law and should enjoy equal protection and benefit from the law.
The Protocol as per the foregoing additionally states that States Parties are to take specific positive action to promote participative governance and the equal involvement of women in politics and enable legislation and other measures that ensure women are equal partners with men and implement policies and programmes. The Constitution of Kenya, in line with the foregoing, ensures all state organs dutifully address the needs of vulnerable and marginalized groups in the society.
It further requires of states to come up with legislation which fulfill the international obligations in respect of human rights and equivalent fundamental freedoms.
All these provisions create an opportunity for the country to adopt international's best practices for the realization of gender equality and also mobilizing all persons to promote gender equality for inclusive national development in Kenya.
The protocol touches on the right to sustainable development and it guarantees full enjoyment of the right by women. To facilitate this, the Protocol provides for several measures among which include states to ensure inclusion of women in all aspects and promote their access to other quality facilities and lower the poverty levels of women. In addition to the foregoing, they are to take into account indicators of human development specifically relating to women in the elaboration of development policies and programmes.
The Protocol also requires States Parties to ensure reduction of the negative effects that affect globalization and implementation of trade and economic policies and programmes for women. The Protocol further requires that women enjoy the right to a healthy and sustainable environment. In facilitating this, the Protocol requires States Parties to ensure participation of women actively in the matters touching of the environment and the sustainability in usage of natural resources in the respective nationalities. In Kenya, this can only be achieved through full implementation of the core values and principles of governance in development matters within the country. If properly effected, the Maputo Protocol can go a long way in ensuring gender equality for inclusive development.
Institutional Framework
The parliament of Kenya in the recent passed legislative frameworks which push for implementation of the Constitutional requirement to foresee gender equality. These include among others: -
Marriage Act (No. 4 of 2014)
Protection Against Domestic Violence Act (No. 21 of 2015)
Basic Education Act
Micro and Small Enterprises Act (No 55of 2012)
Employment and Labor Relations Court Act
Treaty making Ratification Act 2012
Matrimonial Property Act (No. 49 of 2013)
The prohibition of Female Genital Mutilation Act 2011
Sexual offenses Act 2006
National Gender and Equality Act 2011
The policy framework has also been developed and includes among others: -
National Gender and Development Policy
The Kenya Vision 2030 the government's blueprint on the development agenda and its medium Term Plans (2008-2012, 2013-2017 and 2017-2020)
Sessional Paper No. 2 on gender equality and Development 2006
Kenya Economic Recovery Strategy for Wealth Creation (2003-2007) National Land policy
National Policy for Response to Gender-Based Violence
National Policy for the Abandonment of Female Genital Mutilation

Monday, April 14, 2025

Bail or Bond - Is there a difference?

Bail is a cash payment made to a court, while a bond is a guarantee provided by a third party (usually a bail bond company) to cover the bail amount. Bail is typically refundable if the defendant appears in court as required, whereas bond fees are generally non-refundable. Both aim to ensure a defendant's appearance in court, but bail involves direct payment to the court, while bond involves a third party. 

Here's a more detailed breakdown:

  • Bail:
    • A sum of money posted with the court to ensure the defendant's appearance for court proceedings.
    • Can be paid in cash or through a bonding company.
    • Refundable if the defendant appears in court as scheduled.
    • If the defendant fails to appear, the bail is forfeited.
  • Bond:
    • A legal agreement, often with a bail bond company, where the company guarantees that the defendant will appear in court.
    • The defendant typically pays a fee (often a percentage of the total bond amount) to the bail bond company.
    • The bond fee is generally non-refundable.
    • If the defendant fails to appear, the bail bond company pays the court the bond amount. 

 

Key Terms to Consider When Reviewing a Loan/Financing Agreement

When reviewing a loan agreement , it’s essential to pay close attention to key terms that define the rights, obligations, and risks for both...